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Know everything about Indian Overseas Bank DSA or Loan Agent Business Opportunity here. Check out details like Indian Overseas Bank Partner Review & Ratings, Infrastructure requirement, Support details, ROI tenure & more.

Indian Overseas Bank offers a leading DSA Franchise. You can check all relevant information & make your investment decision.

Indian Overseas Bank DSA Business Opportunity - Snapshot

Line of Business

DSA (Direct Selling Agent)

Unit / Shop Area

120 - 180 Sq. Ft. (Optional)

Commission% / Revenue Sharing

0.25% - 2.75% of Loan value

Total Investment

Rs.30,000 - Rs.45,000 (Optional)

ROI Timeframe

3 Month

Indian Overseas Bank Loan Agent Review & Ratings by Franchisebyte

Revenue Sharing

3.83 / 5

Franchise Fee & Infra Investment

4.06 / 5

Support & Training

4.24 / 5

ROI Timeframe

4.39 / 5

Brand Value

4.20 / 5

Overall Ratings

4.14 / 5

Star Ratings


Overview of Indian Overseas Bank DSA Franchise

Industry

Finance & Money

Business Line

DSA (Direct Selling Agent)

Organization Type

Public

Head Office

Chennai, Tamil Nadu

Founder

M. Ct. M. Chidambaram Chettyar

Founded In (year)

10 February 1937

No. of DSA's

NA

Master Franchise Model

NA

DSA Tenure

Lifetime

DSA Location

All over India

Business Set-Up Time

1 Month

DSA Commencement Year

2010

Indian Overseas Bank Partner Investment & Fees

DSA Fees

Upto Rs.1000

Infrastructure Investment

Rs.30,000 - Rs.45,000 (Optional)

Indian Overseas Bank DSA Commission / Revenue Sharing / Royalty

Home Loan Commission

0.25% - 0.3% of Loan value

Personal Loan Commission

1.1% - 2.1% of Loan value

Auto Loan Commission

1.35% - 1.75% of Loan value

Business Loan Commission

2.25% - 2.75% of Loan Value

Credit Card

Rs.600 to Rs.1000 per Card

Indian Overseas Bank Loan Partner ROI Details

In Months

3 Month

Master Franchise of Indian Overseas Bank - Information

Franchise Fee

NA

Infrastructure Investment

NA

Commission% / Revenue Sharing

NA

Indian Overseas Bank DSA Infrastructure Requirement

Shop / Unit Area

120 - 180 Sq. Ft. (Optional)

Employee Strength

Minimum 1

Telephone Lines

Compulsory

Computer / Internet Connectivity

Compulsory

Airconditioner

Optional

CCTV Set-up

Optional

Check out Business Opportunities with Similar Brands

Support Provided by Indian Overseas Bank Loan Agent Program

Offers

Available

Client Interaction Training

Available

Relationship Manager Support

Available

Back-Office Support

NA

Marketing Support

Partially Available

Business Management Software

NA

Website Support

NA

Operation Manual

Available

Training Manual

Available

Indian Overseas Bank DSA - Marketing Support

Unit Interior & Exterior Ads

Available

Local Advertisement

Available

Digital Marketing

Available

Television Advertisement

NA

Prints Advertisement

NA

Events/Seminars

NA

Training provided by Indian Overseas Bank Loan Advisor Franchise

Product Information Training

Provided

Sales Training

Provided

Service Training

Provided

Recovery Training

Provided

Indian Overseas Bank Direct Selling Agent - Products & Services Offered

Home Loan

Available

Automobile Loan

Available

Gold Loan

Available

Education Loan

Available

Personal Loan

Available

Business Loan

Available

Credit Card

NA

Check out Business Opportunities with Similar Brands

Indian Overseas Bank Partner - Revenue per Customer

Home Loan Interest

10.85% 13.00%

Automobile Loan Interest

8.85% and 11.05%

Gold Loan Interest

7.05% onwards

Education Loan Interest

9.75% to 13.00%

Personal Loan Interest

10.85% to 13.00%

Business Loan Interest

starting at 11.99%

Credit Card Interest

NA

Qualification required by Indian Overseas Bank Loan Agent

Nationality

Indian

Age Limit

18+

Business Experience

Preffered

Academic Qualification

10+, Graduate Preferred

High CIBIL Score

Yes

Product Knowledge

Yes

Documents Required to Start Indian Overseas Bank DSA

DSA Agreement

Required

Proprietor Aadhaar Copy

Required

Proprietor Photo

Required

Proprietor / Business PAN Copy

Required

Business TAN Copy

Required

GST Registration Certificate

Required

Proprietor / Business Address Proof

Required

Unit / Shop Address Proof

Required

Latest ITR or Form16

Required

Bank Statement

Required

Indian Overseas Bank DSA Dashboard or Backoffice Login

Dashboard Link

NA

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