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Know everything about Punjab & Sind Bank DSA or Loan Agent Business Opportunities here. Check out details like Punjab & Sind Bank Partner Review & Ratings, Infrastructure requirements, Support details, ROI tenure & more.

Punjab & Sind Bank offers a leading DSA Franchise. You can review all relevant information and make your investment decision.

Punjab & Sind Bank DSA Business Opportunity - Snapshot

Line of Business

DSA (Direct Selling Agent)

Unit / Shop Area

130 - 170 Sq. Ft. (Optional)

Commission% / Revenue Sharing

0.25% - 2.4% of Loan value

Total Investment

Rs.30,000 - Rs.50,000 (Optional)

ROI Timeframe

3 Month

Punjab & Sind Bank Loan Agent Review & Ratings by Franchisebyte

Revenue Sharing

3.87 / 5

Franchise Fee & Infra Investment

4.15 / 5

Support & Training

4.06 / 5

ROI Timeframe

4.10 / 5

Brand Value

3.95 / 5

Overall Ratings

4.03 / 5

Star Ratings


Overview of Punjab & Sind Bank DSA Franchise

Industry

Finance & Money

Business Line

DSA (Direct Selling Agent)

Organization Type

Public

Head Office

New Delhi

Founder

Swarup Kumar Saha (MD & CEO)

Founded In (year)

24 June 1908

No. of DSA's

NA

Master Franchise Model

NA

DSA Tenure

Lifetime

DSA Location

All over India

Business Set-Up Time

1 Month

DSA Commencement Year

2011

Punjab & Sind Bank Partner Investment & Fees

DSA Fees

Upto Rs.1000

Infrastructure Investment

Rs.30,000 - Rs.50,000 (Optional)

Punjab & Sind Bank DSA Commission / Revenue Sharing / Royalty

Home Loan Commission

0.25% - 0.35% of Loan value

Personal Loan Commission

1.2% - 2.2% of Loan value

Auto Loan Commission

1.25% - 1.45% of Loan value

Business Loan Commission

2% - 2.4% of Loan Value

Credit Card

Rs.500 to Rs.1000 per Card

Punjab & Sind Bank Loan Partner ROI Details

In Months

3 Month

Master Franchise of Punjab & Sind Bank - Information

Franchise Fee

NA

Infrastructure Investment

NA

Commission% / Revenue Sharing

NA

Punjab & Sind Bank DSA Infrastructure Requirement

Shop / Unit Area

130 - 170 Sq. Ft. (Optional)

Employee Strength

Minimum 1

Telephone Lines

Compulsory

Computer / Internet Connectivity

Compulsory

Airconditioner

Optional

CCTV Set-up

Optional

Check out Business Opportunities with Similar Brands

Support Provided by Punjab & Sind Bank Loan Agent Program

Offers

Available

Client Interaction Training

Available

Relationship Manager Support

Available

Back-Office Support

NA

Marketing Support

Partially Available

Business Management Software

NA

Website Support

NA

Operation Manual

Available

Training Manual

Available

Punjab & Sind Bank DSA - Marketing Support

Unit Interior & Exterior Ads

Available

Local Advertisement

Available

Digital Marketing

Available

Television Advertisement

NA

Prints Advertisement

NA

Events/Seminars

NA

Training provided by Punjab & Sind Bank Loan Advisor Franchise

Product Information Training

Provided

Sales Training

Provided

Service Training

Provided

Recovery Training

Provided

Punjab & Sind Bank Direct Selling Agent - Products & Services Offered

Home Loan

Available

Automobile Loan

Available

Gold Loan

Available

Education Loan

Available

Personal Loan

Available

Business Loan

Available

Credit Card

NA

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Punjab & Sind Bank Partner - Revenue per Customer

Home Loan Interest

8.50% onwards

Automobile Loan Interest

8.95% to 10.25%

Gold Loan Interest

9.25% to 9.35%

Education Loan Interest

9.10% onwards

Personal Loan Interest

10.95% to 17.95%

Business Loan Interest

11.49% onwards

Credit Card Interest

NA

Qualification required by Punjab & Sind Bank Loan Agent

Nationality

Indian

Age Limit

18+

Business Experience

Preffered

Academic Qualification

10+, Graduate Preferred

High CIBIL Score

Yes

Product Knowledge

Yes

Documents Required to Start Punjab & Sind Bank DSA

DSA Agreement

Required

Proprietor Aadhaar Copy

Required

Proprietor Photo

Required

Proprietor / Business PAN Copy

Required

Business TAN Copy

Required

GST Registration Certificate

Required

Proprietor / Business Address Proof

Required

Unit / Shop Address Proof

Required

Latest ITR or Form16

Required

Bank Statement

Required

Punjab & Sind Bank DSA Dashboard or Backoffice Login

Dashboard Link

NA

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