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Get a role where every time you extend your helping hand for funding to others, you are making ₹20,000 to ₹30,000 — imagine this win-win situation! That is what Sriram Finance DSA enjoys!

This plan helps you discover the rewarding finance world without a considerable fund, experience, or high-profile degree. As a Shriram Finance loan agent, you must connect people with Shriram products and promote them in your network to make a good share.

Above all, another bonus factor is that you set your hours and decide how much you want to earn to maintain a proper work-life balance. The more clients you bring to business, the more you will rake in and establish a stable company.

Shriram Finance DSA Business Opportunity - Snapshot

Line of Business

DSA (Direct Selling Agent)

Unit / Shop Area

100 - 200 Sq. Ft. (Optional)

Commission% / Revenue Sharing

0.5% - 2.85% of Loan value

Total Investment

Rs.30,000 - Rs.60,000 (Optional)

ROI Timeframe

3 Month

Shriram Finance Loan Agent Review & Ratings by Franchisebyte

Revenue Sharing

4.00 / 5

Franchise Fee & Infra Investment

4.01 / 5

Support & Training

4.05 / 5

ROI Timeframe

4.23 / 5

Brand Value

4.09 / 5

Overall Ratings

4.08 / 5

Star Ratings


Overview of Shriram Finance DSA Franchise

Industry

Finance & Money

Business Line

DSA (Direct Selling Agent)

Organization Type

Private

Head Office

Chennai, Tamil Nadu

Founder

R. Thyagarajan (Chairman)

Founded In (year)

05 April 1974

No. of DSA's

NA

Master Franchise Model

NA

DSA Tenure

Lifetime

DSA Location

All over India

Business Set-Up Time

1 Month

DSA Commencement Year

2011

As a Shriram Finance loan partner, you work as a bridge between clients and financial products like home, personal, car, and business loans.

And here is the best part— it offers performance-based rewards! This means you get a direct share of the approved loan amount. Think of it as getting money to connect people with their needed funds.

Moreover, Shriram Finance offers product training and a manual to support DSAs in dealing with live market problems. It makes sure you’re well-prepared for every client conversation.

With Shriram Finance’s firm brand name and exclusive training, you’ll have all the support you need to start. As a DSA, you have the perfect solution right in your pocket.

You can generate leads in social media channels and close deals via the same smartphone without any investment risk. This DSA model works as a pay-as-you-earn model.

So, If you are self-motivated and love to make connections, this role can be advantageous mentally and financially.

Shriram Finance Partner Investment & Fees

DSA Fees

Upto Rs.3000

Infrastructure Investment

Rs.30,000 - Rs.60,000 (Optional)

Starting the DSA role with Shriram Finance does not need to break the bank! As you have low investment risk, this plan fits many newbies who want to start small but think big.

A standard amount of ₹3,000 is required when you first step into the DSA program. However, depending on their revised policy, it could be less.

But Shriram Finance always wants to remove entry barriers for new DSAs. They always offer a small door for future-promising opportunities.

If you doubt office setup cost, the office is not mandatory, even if the price ranges between ₹30,000 to ₹60,000. It covers a workspace for you, or it may be a shared office space.

There is no fear of losing profit margin when setting up an office space. Though not a must-have spending, having a dedicated office space ensures a professional place for practice.

From meeting with clients to creating trust, a minor physical presence matters in the market when you want attention from local communities.

Shriram Finance DSA Commission / Revenue Sharing / Royalty

Home Loan Commission

0.5% - 0.7% of Loan value

Personal Loan Commission

2.25% - 2.75% of Loan value

Auto Loan Commission

1.7% - 2.1% of Loan value

Business Loan Commission

2.45% - 2.85% of Loan Value

Credit Card

NA

Regarding your interest, Shriram Finance’s DSA commission structure is one of the market standard offers. You are paid based on the value of each loan, so the more you bring business to the finance house, the better your shares. Here’s a quick breakdown:

  • Get some connections from real estate houses and make a share of 0.5% and 0.7% of the loan value. For example, for a ₹30 lakh home loan, your share would be between ₹15,000 and ₹21,000.
  • A personal loan is one of the fastest ways to make your mark in this advisory service. You can make a nice chunk of a share, ranging from 2.25% to 2.75% of the loan amount.
  • Though car loan share is lower than a personal loan, it is 1.7% to 2.1% of the loan value. But a car loan helps you make money randomly in every festive season.
  • Plus, corporate finance or business loans are a great earner for your DSA journey. You can secure between 2.45% to 2.85% of the disbursed loan, helping to get the jackpot among other products.
  • However, the credit card option is not on the list of DSA products, but you can make up for it with another product portfolio.

Shriram Finance Loan Partner ROI Details

In Months

3 Month

Since setup costs are minimal and you can ensure entry with a maximum registration fee of ₹3000, you can start earning back within a few months.

Even some DSAs start their program within a month or week. It needs a strong network, local area promotion, and proper sales training. So, the more deals you close, the faster you cross ROI.

Master Franchise of Shriram Finance - Information

Franchise Fee

NA

Infrastructure Investment

NA

Commission% / Revenue Sharing

NA

Shriram Finance DSA Infrastructure Requirement

Shop / Unit Area

100 - 200 Sq. Ft. (Optional)

Employee Strength

Minimum 1

Telephone Lines

Compulsory

Computer / Internet Connectivity

Compulsory

Airconditioner

Optional

CCTV Set-up

Optional

To become a Shriram Finance loan partner, you don’t need a full-blown office, hefty funding, or degrees from prestigious institutes. Here is what is required –

  • Shriram recommends 100-200 sq. ft. of space or shared space, but it’s not mandatory. This size is enough for an organised place to meet clients. But if you want to reduce costs by working from home, go for it!
  • As your service picks up, you may need a hand to manage your office work in the field or client’s office. Your physical office with an employee can work the primary sales funnel.
  • DSA business depends on making a network, so a phone connection is on the must-have list.
  • Also, a laptop with a stable internet connection is necessary. It helps you train and create a digital network.
  • AC is optional, but it’s nice to have it, specifically if you live in a hot and humid area.
  • If you want to track your office activity when you are absent in the workplace and boost security, CCTV plays a crucial role, but you can skip it.

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Support Provided by Shriram Finance Loan Agent Program

Offers

Available

Client Interaction Training

Available

Relationship Manager Support

Available

Back-Office Support

Available

Marketing Support

Partially Available

Business Management Software

NA

Website Support

NA

Operation Manual

Available

Training Manual

Available

Shriram Finance provides all the essential support to achieve success, even without any extra charges. Under this DSA plan, you grow without any liability or upfront cost.

  • Don’t worry if you have no idea about sales and networking. Once you decide to join the Shriram Finance DSA franchise, their complete sales, promotion, and marketing training will support your venture.
  • If you face any difficulties in live market practices, you have a relationship manager by your side. They work as your mentor, and you can even raise technical issues.
  • Paperwork can bring an extra headache, but Shriram Finance has a back-office team to support your primary goal of selling loans.
  • Though they do not have robust marketing support, they offer some guidance in marketing and branding activities.
  • In fact, don’t sweat about not having proper web or software support; you can still run the business with your network and referral chains.

Shriram Finance DSA - Marketing Support

Unit Interior & Exterior Ads

Available

Local Advertisement

Available

Digital Marketing

Available

Television Advertisement

NA

Prints Advertisement

NA

Events/Seminars

NA

As a Shriram Finance direct selling agent, you get their complete support to promote your business locally and online without any extra money. Their marketing support helps you create a buzz in the market and attract more clients from various sales channels.

  • DSAs can expect ready-made ad materials for your interior and exterior office space. These include posters, banners, or logos. They make your place look professional and organised.
  • For a reach to immediate clients, local ad campaigns are helpful; they drive up your business next to your community.
  • In addition, you can plan for social media and email campaigns as the business house covers your online marketing support. It is the best way to attract online clients.
  • Expensive TV ads and print ads are not available either. So, you could not expect a helping hand to boost the business immediately. DSAs have to build an organic client base at the ground level.
  • Similarly, events and seminars are not offered by the house.

Training provided by Shriram Finance Loan Advisor Franchise

Product Information Training

Provided

Sales Training

Provided

Service Training

Provided

Recovery Training

Provided

Shriram Finance DSA partner gets product concepts, sales skills, service tips, and recovery tactics to transform the business into a serious career.

  • Whether it’s a home, business, or personal loan, you get a proper class to enhance your sales network. If you are new to a sales job, this training will help you to overcome difficulties.
  • The business house believes sales is an art, and they make sure you get more confidence with the right tools and techniques. With this sales training, you can make a compelling pitch that clients can’t ignore.
  • They also provide service training to prepare you as a deal-closer. It allows you to master customer service through the entire loan procedure. Shriram prepares you for this challenge by handling repayments professionally so you can maintain positive relations.
  • Now, the last training is needed when you have to face another challenge in collecting dues or loan settlements. Sometimes, loan recovery can be a complicated process.

Shriram Finance Direct Selling Agent - Products & Services Offered

Home Loan

Available

Automobile Loan

Available

Gold Loan

Available

Education Loan

NA

Personal Loan

Available

Business Loan

Available

Credit Card

NA

When you decide to join the Shriram Finance loan partner program, you step into the world of opportunities by helping others with funding. Here is what is on the table as a product portfolio.

  • A home loan is always rewarding for both DSA and the borrower. On the other hand, DSAs can give their commission buyers a future property value.
  • From first-time car buyers to an experienced one, India’s rapidly growing four-wheeler market is a hot cake for car loans. DSAs get some easy connections for car loans.
  • If you want to promote or sell a product in high demand and quick approval here, Gola Loan comes to help. Gold loans are lifesavers for clients in many cases. In fact, for people who need cash fast, this is the only solution.
  • In the banking or finance market, personal loans are known as crowd-pleasure. So, Shriram offers flexible personal loans, attracting a significant share of DSAs.
  • DSAs can get their maximum share through business loans. This is all about helping new startups fundraise or expand a small business to build something big.
  • However, they have neither credit cards nor education loans for clients.

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Shriram Finance Partner - Revenue per Customer

Home Loan Interest

13% onwards

Automobile Loan Interest

14% to 18%

Gold Loan Interest

9.90% to 24.00%

Education Loan Interest

NA

Personal Loan Interest

12% onwards

Business Loan Interest

10.25% onwards

Credit Card Interest

NA

Qualification required by Shriram Finance Loan Agent

Nationality

Indian

Age Limit

18+

Business Experience

Preffered

Academic Qualification

10+, Graduate Preferred

High CIBIL Score

Yes

Product Knowledge

Yes

Documents Required to Start Shriram Finance DSA

DSA Agreement

Required

Proprietor Aadhaar Copy

Required

Proprietor Photo

Required

Proprietor / Business PAN Copy

Required

Business TAN Copy

Required

GST Registration Certificate

Required

Proprietor / Business Address Proof

Required

Unit / Shop Address Proof

Required

Latest ITR or Form16

Required

Bank Statement

Required

Shriram Finance DSA Dashboard or Backoffice Login

The Shriram Finance DSA dashboard is your one-stop solution for managing your daily operation and follow-up process. With the user-friendly interface, you can check your loan status and check your share with each loan under process.

Also, the web support protects your client’s data and organises everything in a single click, providing relief from manual work.


Shriram Finance Loan Agent Login

Logging into the Shriram Finance portal is a simple and fast process. Once you open the above link, enter your username and password in the login fields provided.

These credentials will be provided in your registered email ID. Now, click the login button to get DSA dashboard access. In this secure platform, you can carry all your data anywhere without following any file procedure.


Shriram Finance Agents – Benefit

Apart from earning a competitive share on every loan you secure, the Shriram Finance agent’s benefit is not limited to this. There are some more rewards waiting for you.

  • Complete training from sales to customer service ensures that deals are closed effectively.
  • With the DSA plan, you’re not restricted by rigorous work hours or late evening meetings. Here, you can make money based on your daily performance and the number of secured deals.
  • Shriram Finance’s brand name backs DSAs, building client trust and boosting your acceptability.
  • In fact, there is no red tape or paperwork that helps you get more time for product promotion and selling.

Shriram Finance Loan Agent Drawbacks

Here are some Shriram Finance loan agent drawbacks.

  • Product is limited; popular products like education loans and credit cards are not in the product portfolio.
  • You may need additional investment in marketing and promotion as the support is not up to the mark.
  • Some basic infrastructure, including software tools, could hamper your digital marketing growth.

Shriram Finance DSA Program – Conclusion

The sky is no limit on an excellent networking person in the Shriram DSA program. Without significant financial liability, you can make money from anywhere with your laptop and phone.

You can skip committed working hours and join a side hustle for an extra buck. However, some challenges, like limited product options, insufficient marketing support, and partial web support, can raise some eyebrows.

If you’re ready to grow in the financial sales world, Shriram Finance offers a solid platform to help you.


FAQs on Shriram Finance DSA Business

Here are various FAQs related to the Shriram Finance Loan Agent Program.

Does Shriram Finance provide a DSA Program?

Shriram Finance allows individuals to partner with them and sell their financial products.

How many DSAs does Shriram Finance have?

There is no official data on the public platforms, but the Indian market has more than one lakh DSAs.

What is the work of Shriram Finance Agents?

Shriram’s financial agents work independently to promote and sell their products, such as home, personal, and business loans.

How can I become a Shriram Finance Direct Selling Agent?

Any Indian citizen with a graduate degree can become a DSA agent. To do so, you can visit their website or local branch. First, you must submit an application form and a registration fee.

How much can I earn as a Shriram Finance Loan Agent?

Depending on products and business volume, DSAs receive a minimum share of 0.25% to a maximum of 2.85%. The more deals you close, the more you make.

Am I eligible to become a Shriram Finance Loan Partner?

You can join the program as an Indian citizen aged 18 or older. However, a sound knowledge of finance and sales is a plus.

What does Shriram Finance DSA earn the commission for Personal Loans?

Each personal loan DSA makes receives a reward of 2.25% to 2.75% of the loan value.

How much is the cost needed to become Shriram Finance DSA?

Fortunately, there are no entry-level barriers with huge investments or high-profile degrees. You can join the business if you have ₹3000, a laptop, and a mobile phone.

How much commission is given to a Credit Card Agent in Shriram Finance?

The credit card option is not open for DSAs.

What is a commission for a Home Loan Agent in Shriram Finance?

DSA’s share of home loans fluctuates between 0.5% – 0.7% of the loan value. For example, if you close a home loan of ₹30 lakh, your share could be between ₹15,000 and ₹21,000.

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